Policy Loans for Investing

Leverage your Policy Loan for better returns

The following is a SketchNote (‘SketchNote Handbook‘).  Basically a graphical notes page that describes an IBC policy loan example used to make an investment.  In this case, the investment is $50k for an apartment complex deal where the returns should be considerably higher than the guaranteed returns on your cash value, and considerably higher than the interest rate on your policy loan.

What’s your savings rate?

Arguably, the most important piece to the retiring comfortably puzzle

If I’ve read it once, I’ve seen it 10 times across a variety of blogs and newsletters.  Sure, making 12% consistently on your stock picks or investments in general will definitely help; but, if the ratio between your savings rate and expense rate is favoring your expenses, you are fighting a losing battle.

Infinite Banking Concept

Exploring Dividend Paying Whole Life Policies

Did you know that you can structure a Whole Life insurance policy to accelerate the accumulation of the Cash Surrender value instead of maximizing the insurance death benefit?   Why would you do such a thing you might ask?